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An Adjustable-rate mortgage (ARM) is a mortgage in which your interest rate and monthly payments may change periodically during the life of the loan, based on the fluctuation of an index. Lenders may charge a lower interest rate for the initial period of the loan. Also called a variable-rate mortgage.

View today’s mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America. mortgage (mrgj) n. 1. A loan for the purchase of real property, secured by a.

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Compare and lock-in current mortgage rate quotes in Florida from multiple lenders. Bankrate provides real-time rates with APR for 30-year fixed, 15-year fixed and more.