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Poloz said that the volume of what Canadians owe is one of the key reasons why the bank has been taking a cautious approach to raising its trend-setting rate. "This debt still poses risks to the economy and financial stability, and its sheer size means that its risks will be with us for some time," Poloz said.

That said, the size of your new home can make a big difference in furnishing costs. For example, if you’re moving into a condo, how much stuff you The federal government introduced the RRSP in the 1950s to help Canadians build their own retirement funds. Because your RRSP funds are meant to.

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The government of Louis St. Laurent ended the practice of using Dominion in the statutes of Canada in 1951 See also: Timeline of Canadian history and List of years in Canada. To open the West to European immigration, parliament also approved sponsoring the construction of three transcontinental.

The next year will be telling because unlike in the U.S., the interest rates on most mortgages in Canada reset to "We’re basically in a correction now, which most people believe will be a soft landing," said Hilliard That insurance is guaranteed by the Canadian mortgage housing corporation (cmhc), a.

Canada’s first ever National Housing Strategy is a 10-year, $40-billion plan to strengthen communities and cut chronic homelessness in half.

We have collected information from both of the consumer reporting agencies (credit bureaus), as well as our own research to try to provide a full picture on credit files and credit scores, including those little known "insider" secrets.

Older investors are recognising the potential of buy-to-let investments’ The number of older buy-to-let investors rose significantly last year, according to Commercial Trust. Data released by the broker shows that borrowers within the 65-75 years category rose in 2018 by 5.43 per cent. The only other category to see a rise in borrowers was the 25-34 years, which rose by 0.03 per cent. According [.]

The debt-to-income ratio of Canadians hit a record high of 178.5 per cent in the fourth quarter last year as mortgage holders continued to take on nonmortgage debt. The ratio increased as average monthly required payments rose 4.5 per cent compared with a year earlier, while disposable income.

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