As graduates toss their mortarboards in the air this month, here are five lasting misconceptions about the debt they’ll spend years or even decades paying back. MYTH NO. 1 You can avoid debt by.

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Five Common Myths About Student Loan Refinancing Email This Article. Most students take out loans – sometimes both federal and private student loans – to help pay for college. But when it’s time to start paying it can be pretty overwhelming to decide on a loan repayment strategy.

As graduates toss their mortarboards in the air this month, here are five lasting misconceptions about the debt they’ll spend years or even decades paying back: Myth No. 1: You can

Most students hear the myths about student loans before even attending college. Others simply don’t understand whether a student loan is right for them. This article will debunk some of the major myths surrounding student loans and help students choose the path that’s right for them. If you don’t have the family finances, you can’t [.]

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Five myths about student debt. The median amount of student loan debt when entering repayment has been rising over the last decade and reached $20,000 in fiscal year 2014. However, 42 percent of undergraduate borrowers owed less than $10,000, and just 10 percent had a loan balance greater than $40,000.

As graduates toss their mortarboards in the air this month, here are five lasting misconceptions about the debt they’ll spend years or even decades paying back. MYTH NO. 1 You can avoid debt by.

Facts And Myths About Student Debt. It’s estimated that we have more than $1 trillion – with a T – outstanding in student loans. It’s become so bad for individuals that an estimated 10% of recent borrowers defaulted on their loans within two years of graduation. And one in seven went into default within the first three years of required payments.

Myth 5: Consolidation is a good idea for all borrowers. By consolidating federal and private loans together with a company or bank, you give up federal benefits such as access to income-driven repayment plans or forbearance and deferment programs. Consolidating and refinancing can help you take control of your debt,

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