local loan limits – Ozaukee County, WI Loan Limit Summary. Limits for FHA Loans in Ozaukee County, Wisconsin range from $327,750 for 1 living-unit homes to $630,300 for 4 living-units. Conventional Loan Limits in Ozaukee County are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 Home Equity Conversion Mortgage (HECM) limits in Ozaukee County is $726,525.
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The FHA single-family loan limit for most counties in Wisconsin is $314,827. The standard limit is higher in some of the state’s larger cities or metro areas where housing is pricier. In counties surrounding the state capital of Madison, there is a slight increase in the loan limit to $316,250.
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To qualify for an FHA loan in Wisconsin, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Wisconsin is $707,700 for a 4 living-unit home . The minimum loan limit is $5,000.
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Wisconsin FHA 203k loan; hud rehab loans for home repairs, home improvement and fixing up homes. The FHA 203k loan is the perfect loan for fixing up your dream home.
Wisconsin FHA mortgages are an excellent choice for new home purchases. There are also simplified refinance options with this government insured home loan.
FHA home loans are available in Madison, Wisconsin, and are insured by the Federal Housing Administration, an agency with the United State Government.Borrowers in Wisconsin with FHA home loans will be expected to pay for mortgage insurance, which is basically a guarantee to protect the lender from any losses if the borrower defaults, and fails to repay the loan.
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For most counties across Wisconsin, the highest loan amount authorized by FHA is $314,827 for a single family home, as of January 2019. There are certain high-cost areas, like Kenosha County, where the maximum loan amount is higher.
FHA loan limits vary around the country, ranging from $316,250 in some parts of Madison, Wisconsin to $690,000 in San Diego, California.